Your business has assets that need to be protected
You are a contractor working on projects and you keep materials and supplies for that purpose.
What If you are an engineer, accountant or other professional service provider, there is a very good chance you have office furniture like chairs and desk or even important documents. If you own a manufacturing factory, you most probably have equipment, inventory and machines. You are also in the digital industry and have computers or phones.
In the insurance industry the building and every item used for the purpose of your business is consider commercial property and they are assets that should need to be protected. When you Contact JCO Insurance Group we can go over the many reasons why these assets need protection. No matter how small or large the business is, we encourage you to call JCO Insurance Group so that we can explain and find the best possible commercial property insurance policy.
What does commercial property insurance cover
Business Property (Building and Business Contents) can be damaged in many different ways such as by:
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Fire
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Lightning
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Vandalism
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Weather Related
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Wind Storms
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Hail
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Electrical Surges
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Water Damage
For example, if Your business property were to get damaged by such events and they had to get replaced and or repaired using the company's funds, imagine the financial stress the company may experience. A minor event can put your company at financial risk but a mayor event can cause permanent financial strain and force your company to close its doors. That is why it is important to have the the right commercial property insurance policy. Having the right commercial property insurance will provide financial assistance to cover for the losses an event may cause.
In a commercial property insurance policy there are many options available to a business owner. For example, you can buy a policy to cover a peril like fire or wind storm. You can also buy another type of commercial property insurance policy that include several coverages in a policy. This package policy is also referred to a Business Owners Policy (BOP). A Business Owners Policy keeps all coverages together in one policy and usually cost much less if purchased in a bundle instead of individual. Keep in mind that a BOP is also tailored to your specific business needs.
When you contact JCO Insurance Group, we will work with you to get all required information that you need so that you can make an informed decision when it comes to getting insurance for your business property. We can help you review your current commercial property insurance policy or find you a new policy tailored to your specific industry at an affordable rate.
Let us find you the best commercial real estate insurance
Once you have covered the basic insurance needs for your specific business and understand the limitations and or exclusions of a commercial property insurance policy, there are additional coverages and endorsements to consider that are tailored to your specific industry which includes:
Getting commercial property insurance is the best way to protect your business form the many possible perils like wind, fire or crime. Let JCO Insurance Group find you the best possible commercial property insurance policy so that your business can operate in optimal mode. Contact us at (305) 680-0031 and speak to our expert professional in the business industry.